Storm Damage & Insurance Claims
We Handle Your Insurance Claim From Start to Finish
Storm damage is stressful enough. APM Builders takes the insurance headache off your plate — inspecting your roof, documenting the damage, and working directly with your insurance company to get you the coverage you deserve.
How the Insurance Claim Process Works
We've helped hundreds of Phoenix homeowners navigate the insurance process. Here's exactly what to expect when you work with APM Builders.
Free Damage Inspection
Dan performs a thorough inspection of your roof, documents all storm or hail damage with photos, and gives you an honest assessment of what needs to be repaired or replaced.
We File Your Claim
We help you file your insurance claim correctly the first time — using the right terminology and documentation to maximize your coverage and avoid delays.
Adjuster Walkthrough
We meet your insurance adjuster on-site and walk the roof together, pointing out every item of damage so nothing gets missed or undervalued.
Claim Approved
Once your claim is approved, we schedule the repair or replacement at your convenience. Armando's crew handles everything — clean, fast, and professional.
Types of Damage We Document
Arizona weather is tough on roofs. We know exactly what to look for — and how to document it so your insurance company can't overlook it.
Hail Damage
Arizona hailstorms can crack tiles, dent metal, and bruise shingles in ways that aren't visible from the ground but cause serious long-term leaks.
Wind Damage
High winds lift shingles, crack tiles, and tear flashing — often leaving your roof vulnerable to water intrusion even when it looks intact.
Storm & Rain Damage
Monsoon season brings intense rain that exploits any weakness in your roof. We identify and document all storm-related damage for your claim.
Fallen Tree / Debris
Impact damage from trees, branches, or debris is typically covered by homeowner's insurance. We document the full extent of the damage.
Insurance Claim FAQs
Common questions homeowners ask before starting the claims process.
Will filing a claim raise my insurance rates?
In most cases, storm damage claims are considered "acts of God" and do not directly raise your rates. We recommend checking with your insurance agent — but don't let that fear stop you from getting the coverage you've paid for.
What if my claim is denied?
We've helped many homeowners successfully appeal denied claims. If your claim is denied, we can provide additional documentation and work with a public adjuster if needed to fight for your coverage.
How long does the insurance claim process take?
Most claims are processed within 2–4 weeks. We stay in communication with your insurance company throughout the process and keep you updated every step of the way.
Do I have to use the contractor my insurance recommends?
No — you have the right to choose your own contractor. You are not required to use any contractor your insurance company suggests. APM Builders will work directly with your insurer on your behalf.
Don't Leave Insurance Money on the Table
A free inspection from APM Builders could uncover damage your insurance will cover. There's no cost and no obligation — just honest answers.
Request a Free Inspection
100% free & no obligation — no high-pressure sales. Fill out the form and we'll get back to you shortly.
24/7 Emergency Service Available
Contact APM Builders
Roof leaking right now? We dispatch emergency tarp crews fast — protecting your home or business from further water damage until permanent repairs are made.
Emergency Roof Tarping
Storm damage, active leaks, fallen debris — we tarp and secure your roof same-day to stop water intrusion before it gets worse.
Call Emergency Line — (602) 860-1122Phone
(602) 901-3365Ready to get started?
Call us directly or fill out the form and we'll reach out within one business day. For emergencies, call now — we respond fast.
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